I think these are two of the best UK shares to buy for 2021 Our 6 ‘Best Buys Now’ Shares With so many uncertainties facing the UK and global economy, picking the best UK shares to buy for 2021 is challenging. However, I believe a couple of companies are well-placed to outperform in the year ahead. I think these businesses can continue to register profit growth, no matter what the future holds. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…UK shares for 2021The first company on my list is retailer Pets at Home (LSE: PETS). Retail is a viciously competitive business and, usually, I try to avoid the sector. But Pets is a little different. It’s the largest retailer of pets and pet products in the UK. This gives it a unique competitive advantage.There aren’t that many other companies offering the products and services provided by this enterprise. The rest of the market is highly fragmented, predominantly small independent retailers which may not be able to compete with the product range and price. As well as this advantage, the business should also benefit from the fact that consumers can’t choose to put off spending on their pets. If an animal needs food or a new bed, the owner has no choice. It has to be acquired, making the company an essential retailer. Pets is usually the best option the owner has for these items. Those are the two primary reasons I believe this is one of the best UK shares to buy for 2021. With these tailwinds behind the business, I think it should continue to report steady growth throughout the year and beyond. As well as these competitive advantages, the stock also supports a dividend yield of 1.8%. Hargreaves Lansdown My second pick of the best UK shares to buy for the year ahead is online investment platform Hargreaves Lansdown (LSE: HL). Over the past 12 months, unlike many other companies, this business has substantially increased revenues and customer numbers.People stuck at home have played the stock market, leading to increased commission revenue for the investment platform. Some of these customers may leave in 2021 but some will stay, and this should provide additional income for the group. And with more customers paying to use the group services, I think there will be more cash available for marketing. This will produce a virtuous cycle. More customers generating more profits to be invested in more marketing to attract more customers. Those are the key reasons why I believe this one of the best UK shares to buy now. Hargreaves’ net income growth has averaged 15% per annum since 2015. Following last year’s trading boom, I reckon there’s a good chance the company may be able to surpass this in the years ahead. I think shareholders will see large capital gains on their investments as a result. In addition to this capital growth potential, the stock also offers a dividend yield of nearly 3%. Rupert Hargreaves | Friday, 8th January, 2021 | More on: HL PETS The high-calibre small-cap stock flying under the City’s radar I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Enter Your Email Address Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Click here to claim your copy of this special investment report — and we’ll tell you the name of this Top Small-Cap Stock… free of charge! Image source: Getty Images Rupert Hargreaves owns no share mentioned. The Motley Fool UK has recommended Hargreaves Lansdown. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Simply click below to discover how you can take advantage of this. Adventurous investors like you won’t want to miss out on what could be a truly astonishing opportunity…You see, over the past three years, this AIM-listed company has been quietly powering ahead… rewarding its shareholders with generous share price growth thanks to a carefully orchestrated ‘buy and build’ strategy.And with a first-class management team at the helm, a proven, well-executed business model, plus market-leading positions in high-margin, niche products… our analysts believe there’s still plenty more potential growth in the pipeline.Here’s your chance to discover exactly what has got our Motley Fool UK investment team all hot-under-the-collar about this tiny £350+ million enterprise… inside a specially prepared free investment report.But here’s the really exciting part… right now, we believe many UK investors have quite simply never heard of this company before! See all posts by Rupert Hargreaves
The publications have been announced as the Charity Commission published its third annual Economic Survey of Charities. This survey of 1,001 charities in England and Wales found that only nine per cent of charities have considered collaborating, forming a consortium or merging with other charities in response to the economic downturn. Although charities with an income of £1 more or more are more likely to have considered these issues, 77% have not.Andrew Hind, Charity Commission Chief Executive, said: “It is vitally important, particularly at a time when economic uncertainty requires all organisations to work smarter, that charities think regularly and imaginatively about how they can do more for those they help.“We’re urging every board of trustees to look creatively at ways of collaborating with others in order to make their funds work harder and to provide better value for their beneficiaries. Our new collaboration toolkit is designed to be a practical resource for trustees deciding how collaboration can work for them. Some charities may wish to go further and merge; for them, the mergers toolkit will be invaluable.”www.charitycommission.gov.uk Howard Lake | 18 September 2009 | News Tagged with: Charity Commission Law / policy New Charity Commission guidance on collaboration and mergers 70 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis The Charity Commission has published two new toolkits for charities on collaborative working and merging; Choosing to Collaborate and Making Mergers Work.The toolkits are designed to provide charities with a clear framework within which to decide whether collaborative working or merging would help them and their beneficiaries. They include practical tips and case studies to set out the risks, challenges and opportunities that collaborative working and mergers can bring.They draw on the experience of the Commission which set up a mergers unit in 2005 to assist charities on the legal and constitutional aspects of merging. Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.
Name (required) Mail (required) (not be published) Website LASD – Altadena Sheriff’s Station is holding a Food and Toy Drive i.e. Nonperishable food (Canned items, Pasta, Rice, Etc.) and Toys for age 2 to 12, New and Unwrapped until December 18, 2015.Items can be dropped off anytime at the Altadena Sheriff’s Station at 780 East Altadena Drive, Altadena.For more information, contact Sgt. Mann or Dep. Gabriel at (626) 798-1131. EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Donald CommunityPCC- COMMUNITYVirtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPasadena Public WorksPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Subscribe Make a comment Business News Community News More Cool Stuff Community News Top of the News Herbeauty15 things only girls who live life to the maximum understandHerbeautyHerbeautyHerbeauty6 Lies You Should Stop Telling Yourself Right NowHerbeautyHerbeautyHerbeauty7 Most Startling Movie Moments We Didn’t Realize Were InsensitiveHerbeautyHerbeautyHerbeautyHere Are Indian Women’s Best Formulas For Eternal BeautyHerbeautyHerbeautyHerbeautyBohemian Summer: How To Wear The Boho Trend RightHerbeautyHerbeautyHerbeauty10 Easy Tips To Help You Reset Your Sleep ScheduleHerbeautyHerbeauty 2 recommended0 commentsShareShareTweetSharePin it First Heatwave Expected Next Week Community News Altadena Sheriff’s Station Food and Toy Drive Published on Tuesday, December 15, 2015 | 3:27 pm Your email address will not be published. Required fields are marked * Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena
About Author: Xhevrije West The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days ago House of Representatives to Vote on Bill to Make TRID Grace Period Official The House of Representatives will vote next week on a bill that will provide a hold harmless grace period for the Consumer Financial Protection Bureau’s (CFPB’s) TILA-RESPA Integrated Disclosure (TRID) Rule, which is set to go into effect October 3.On Wednesday, the House Financial Services Committee passed the H.R. 3192 Homebuyers Assistance Act, which could make the grace period official.House Majority Leader Kevin McCarthy recently released a statement announcing that the House will vote on the Homebuyers Assistance Act next week for those putting forth a good faith effort to comply with TRID.House Majority Leader Kevin McCarthyHe added, “Owning a home has always been an important part of the American Dream, and government should never stop people from reaching that goal. Representative French Hill’s (AR-02) leadership on this bill means many Americans will be that much closer to achieving their American Dream.”CFPB Director Richard Cordray once again sat before the House Financial Services Committee on Tuesday for their semi-annual report to Congress and touted the Bureau’s efforts to protect consumers in its four years of existence while taking questions from Committee members on such topics as mortgages, auto lending, payday lending, and the TRID rule.During the report, Cordray was asked if he was willing to announce a temporary three-month “hold harmless” period for those who are making a good faith effort to comply with TRID.”We have said, and we’re working now to provide written guidance on this, and we’re working with the other agencies so we all provide the same written guidance on this, that for some period of months—and I’m not going to be specific about it; it might be longer—there will be a diagnostic approach to this,” Cordray said. “Nobody believes that the market participants are trying to abuse consumers here. They’re just trying to change their systems and get it right. It will be diagnostic and corrective, not punitive, and there will be time for them to get it right and not have to be perfect on the first day.”CFPB Director Richard CordrayIn a letter sent to the mortgage industry, the CFPB expressed how it will handle compliance issues and efforts related to TRID.”During initial examinations for compliance with the rule, the Bureau’s examiners will evaluate an institution’s compliance management system and overall efforts to come into compliance, recognizing the scope and scale of changes necessary for each supervised institution to achieve effective compliance,” the letter stated. “Examiners will expect supervised entities to make good faith efforts to comply with the rule’s requirements in a timely manner.”Examiners will consider:The institution’s implementation plan, including actions taken to update policies, procedures, and processesIts training of appropriate staffIts handling of early technical problems or other implementation challengesThe Credit Union National Association (CUNA) showed their appreciation for the grace period notion, which they expect to be highly effective in helping credit unions navigate TRID.”This bipartisan bill provides certainty to businesses that are trying to comply with the rule as well as an opportunity to work out any implementation issues that come up,” McCarthy said. “There is no reason that CFPB regulations should prevent homebuyers from being able to buy and close on a home.”“We thank House Majority Leader Kevin McCarthy for his leadership on H.R.3192, the ‘Homebuyers Assistance Act.’ This legislation will be very important for credit unions as they struggle to comply with the October 3 implementation deadline of the CFPB’s TRID rule,” said Jim Nussle, CUNA president and CEO. “We strongly encourage the Senate to follow suit and pass this bill, and ask that President Obama will quickly sign it into law to ensure the rule has minimal impact on consumers and residential home mortgage closings.”Meanwhile, the Association of Mortgage Professionals (NAMB) remained encouraged, but wary of the upcoming changes.”While we’re encouraged by assurances made by CFPB Director Cordray to the House Financial Services Committee that there won’t be punitive actions taken against companies that make a good-faith effort to comply with TRID,” said Rocke Andrews, president-elect of NAMB, “we are still hopeful that Congress will take action to protect consumers and reduce disruption of the real estate market.” Demand Propels Home Prices Upward 2 days ago Demand Propels Home Prices Upward 2 days ago Share Save in Daily Dose, Featured, Government, News Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Tagged with: Compliance Hold Harmless Period TILA-RESPA Integrated Disclosure Rule TRID Xhevrije West is a talented writer and editor based in Dallas, Texas. She has worked for a number of publications including The Syracuse New Times, Dallas Flow Magazine, and Bellwethr Magazine. She completed her Bachelors at Alcorn State University and went on to complete her Masters at Syracuse University. Print This Post The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / House of Representatives to Vote on Bill to Make TRID Grace Period Official Compliance Hold Harmless Period TILA-RESPA Integrated Disclosure Rule TRID 2015-10-02 Brian Honea October 2, 2015 1,127 Views Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: AACER: September Sees Second-Lowest Monthly Bankruptcy Filing Total of 2015 Next: New York AG Announces Further Funding for Foreclosure Prevention Sign up for DS News Daily Subscribe
vmargineanu/iStock(MUSKEGON, Mich.) — A Michigan police department has opened an investigation of one of its officers after a potential homebuyer reported seeing items associated with white supremacy at the officer’s home.Police in Muskegon, Michigan, launched an internal investigation of officer Charles Anderson last week after the would-be homebuyer, who is black, said he discovered a Confederate flag display and a framed Ku Klux Klan application during a tour of the home.The Muskegon Police Department said it placed Anderson on paid administrative leave on Thursday.“The Muskegon Police Department has opened an internal investigation after a social media post was brought to our attention accusing an officer of being in possession of certain items associated with a white supremacy group,” the police department said in a statement Thursday.“The City of Muskegon requests your patience as we thoroughly investigate this issue. Further information will be available upon completion of the investigation,” the statement added.Rob Mathis, the man who allegedly found the items, posted images of the discovery on Facebook and vowed to “expose” the officer’s “prejudice.”“I immediately stopped my walk-through and informed the Realtor that I am not writing an offer on this home and I am leaving now,” he wrote, noting that he was sickened by the display. “To the officer, I know who you are and I will be looking at resources to expose your prejudice.”Mathis did not immediately return ABC News’ request for comment.The incident could lead to further review of a 2009 fatal shooting involving Anderson, who is white, and a black man, local news outlet MLive.com reported, citing the Muskegon County Prosecutor’s Office.The results of the internal investigation into Anderson could play a role in whether prosecutors will look at the 2009 case, Muskegon County Prosecutor D.J. Hilson told MLive.Hilson did not immediately return ABC News’ request for comment.When reached at his home, the officer said: “They said not to talk about it. That’s what they told me. Because it’s under internal investigation they said not to make a statement,” according to MLive.com.Officer Anderson could not be reached for comment by ABC News.Anderson was cleared of wrongdoing in the fatal shooting of 23-year-old Julius Johnson in September 2009. Anderson, who said he was injured in a scuffle with Johnson following a traffic stop, claimed he feared for his life when he fired the fatal shot, according to the legal opinion from the prosecutor, obtained by MLive, explaining why Anderson was justified in fatally shooting Johnson. The prosecutor at the time, Tony Tague, is no longer with the Muskegon County Prosecutor’s Office.Anderson suffered broken facial bones as a result of the incident. The prosecutor determined that “without intervention, a continued assault could have resulted in the death of the officer,” according to the documents obtained by MLive.“There is absolutely no doubt that the officer feared for his life, had in fact suffered great bodily harm at the hands of the decedent Johnson and was left with no alternative but to use deadly force to protect his life,” the document stated.Copyright © 2019, ABC Radio. All rights reserved.
The Trailblazers’ Rocky Mountain Athletic Conference brethren, the Colorado Mesa Mavericks, will also compete at Bruce Hurst Field this weekend. They will then host the Cal State Los Angeles Golden Eagles Friday at 3:00 pm and again Saturday at 3:00 pm. February 7, 2019 /Sports News – Local Dixie State Baseball With Four Home Games This Weekend Written by Dixie State is 5-1 all-time against Northwest Nazarene and Thursday afternoon’s game is the first match-up in the series since 2016. This is Dixie State and Cal State-Los Angeles’ first meeting since 2014. Saturday, the Trailblazers will go with right-handed redshirt senior Kaivon Kealoha. FacebookTwitterLinkedInEmailST. GEORGE, Utah-Thursday afternoon, Dixie State baseball commences a span of four games in three days at Bruce Hurst Field. The Trailblazers lead the Golden Eagles 9-3 all-time and have won five straight games as well as eight of the last nine in the series. Thursday, Dixie State will trot out reigning RMAC pitcher of the week Jayden Murray. In the first Friday game, the Trailblazers will go with redshirt junior right-handed pitcher Preston Hannay in his season debut. Dixie State will go with sophomore left-handed pitcher Jack Gonzales in Friday’s second game. The 3-1 Trailblazers will host Northwest Nazarene Thursday at 4:00 pm and have another game against the Nighthawks Friday at 11:30 am. Tags: Bruce Hurst Field/Cal State Los Angeles Golden Eagles/Dixie State Baseball/Jack Gonzales/Jayden Murray/Kaivon Kealoha/Northwest Nazarene Nighthawks/Preston Hannay Brad James
More than 500 years after the death of da Vinci, the artist renowned for his world-famous Mona Lisa painting, an Oxford professor believes he finally has the answer to a question which has puzzled historians for generations.It has been thought for some time that Da Vinci was an illegitimate child, born of an affair between a 15-year-old slave-girl, Caterina, and an older lawyer.Professor Martin Kemp, however, now claims that the full name of the artist’s mother was Caterina di Meo Lippi, a peasant who lived with her grandmother in the Tuscan hills of Italy, just outside of Vinci.Kemp puts the findings down to archives, including property tax records, which it was reported were previously overlooked by researchers.With a father who disappeared early in her life, Caterina was left to be brought up by her grandmother in a decrepit Italian house.15-year-old Caterina then became pregnant in 1451 by Ser Piero da Vinci, 25, a lawyer working in Florence, according to Professor Kemp.Of these new findings, Kemp said: “Caterina was a peasant fallen on bad times, and you cannot be much lower in the social pile than that. To be a 16-year-old with an illegitimate son and no house was about as bad as it gets”. Records also reveal that at the time, da Vinci senior was already engaged to be married, and Caterina herself was soon married off to Antonio di Piero Buti, a farmer.It was, however, the house of his biological father in which baby Leonardo was brought up following his birth on 14 April 1452. According to Kemp, this is also where Leonardo was born.Professor Kemp has long had a fascination with the life and times of Leonardo da Vinci. In 2000, he advised skydiver Adrian Nicholas as he constructed a parachute according to Leonardo’s drawings from materials which would have been available in his day. In 2007, Kemp was the mastermind behind an exhibition in London entitled Leonardo da Vinci: Experience, Experiment and Design.
As Carrie, Samantha, Miranda and Charlotte descended on London recently with the arrival of Sex And The City, never did the humble cupcake enjoy such fashion iconic status.Seen as the must-have accessory for birthday parties, ladies’ afternoon tea parties and girlie evenings, the cupcake is enjoying its new-found red carpet status as the Jimmy Choo of the tea set.The cupcake (American term) or fairy cake (British term) was first baked at the turn of the 20th century. The name comes from the measurement of ingredients – equal proportions of 1 cup of butter, sugar, flour and eggs, in a similar way to the pound cake. The cakes are also thought to have been baked in individual tea cups, taking much less time to bake than a traditionally larger cake.Hostess presented the first commercially produced cupcakes in 1919, but it wasn’t until the 1950s that the cupcakes were dressed with frosting, cream cheese and sprinkles. Not to be confused with a muffin, which is usually less sweet, has no frosting and can include savoury varieties, the cupcake has now become the preferred name universally with bakeries such as Magnolia Bakery in New York, the Primrose Bakery, Hummingbird Bakery, Fru Fru and Lola’s Kitchen in London offering a range of flavours, including Red Velvet with whipped vanilla icing; Devil’s Food with mocha, caramel or cream cheese icing and Coconut topped with meringue.It was in Stockholm, surprisingly, that I experienced this cupcake culture. I stopped for coffee and ordered a carrot cupcake with orange cream cheese frosting. The cupcake was presented on a plate, sliced vertically with an over-generous orange cream cheese deposited much like a Mr Whippy ice cream. It made a real sense of occasion – but it was, indeed, very sweet!I don’t make cupcakes per se, but at Little Venice Cake Company we take the cupcake revolution one step further by creating individual cakes fully covered with either chocolate or sugar paste and intricately hand decorated.The Berkeley Hotel in London serves afternoon tea inspired by the current fashions, known as Pret-a-Portea on Paul Smith china. From now until December they are offering a Sex And The City weekend stay that includes access to a complete boxed set of the film’s DVDs with chocolate handbags and iced shoe biscuits, nibbles, and coloured cupcakes.I, for one, will be checking in and indulging in all things sweet.
The work is taking place at 21 sites in Devon and Cornwall and involves the planting of 10,000 native trees and shrubs to fill or reduce gaps in hedgerow and woodland along the roadside.In total the planting will provide around three extra miles of vegetation and connect over 105 miles of habitat on the verge and land adjacent to the A30 and A38.The scheme is being delivered under Highways England’s national Biodiversity Plan which is being supported by a £30 million national investment programme over the next five years.The plan recognises road verges and associated land can be managed to provide areas of habitat, relatively free from human access, that may be scarce in the surrounding landscape.These road verges can also be used to connect fragmented habitats in the wider landscape, enabling plant and animal populations to move and interact, and so become stronger and more resilient.Ecologist Leonardo Gubert said: Tree and shrub species being planted include oak, maple, holly, willow, honeysuckle and rose at locations between Pocombe Bridge and Pulsack on the A30 and Wrangaton and Bellamarsh on the A38.The programme runs from Monday 5 February until Friday 16 March 2018.The majority of planting will not require any traffic management but a few schemes may require lane closures at times and no delays are anticipated.Highways England has also been undertaking a lowland heathland conservation scheme in Devon and Cornwall and has plans to expand its species rich wildflower meadows in the South West as part of a future improvement programme.The lowland heathland is a priority for nature conservation because it is a rare and threatened habitat which supports a variety of scare birds, animals and plants.There are several areas on the Highways England network in Devon and Cornwall where road verges are either suitable for heathland species or are located adjacent to sites where heathland is present or has been historically recorded.Work has included the planting and management of new heathland areas and aftercare at eight locations covering over 26,000 square metres across the Highways England network. Location sites are along the A30 and A38 including Dartmoor, Bodmin Moor and Goss Moor, and Haldon Hill.General enquiriesMembers of the public should contact the Highways England customer contact centre on 0300 123 5000.Media enquiriesJournalists should contact the Highways England press office on 0844 693 1448 and use the menu to speak to the most appropriate press officer. Highways England is committed to protecting the environment through its biodiversity plan and improving the connectivity of habitats along our roads is one of our top nature conservation priorities. The main aim of this improvement scheme is to reconnect wildlife habitat and ecosystems on a significant scale across our road network in the South West allowing species to move between core areas. The work is expected to have a huge benefit for a wide variety of species of animals including insects, birds, and mammals, such as butterflies, bees, flies and dormice, suitable places to forage, shelter and breed.